Financial Aid

ben@jaminfrog.com — Fri, 10 Aug 2018 11:59:58 +0000

Financial Aid

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The Student Services staff will help you and your family plan for the cost of college. Our friendly and knowledgeable staff will help you identify financial aid options, scholarship opportunities and employment choices.

ben@jaminfrog.com Fri, 08/10/2018 - 6:59 am

Financial Aid

Types of Aid Available

spitts@ntcc.edu — Wed, 09 May 2018 18:47:51 +0000

Types of Aid Available

Federal Aid

Federal Pell Grants, Federal SEOG (Supplemental Educational Opportunity Grant), Federal Work-Study Program

More Info»

State Aid

Texas Nursing Scholarship (LVN and Professional), TPEG (Texas Public Educational Grant), SSIG (State Student Incentive Grant), LEAP (Leveraging Educational Assistance Partnership Program), Texas Grant, Texas Opportunity Educational Grant (TEOG), State Leveraging Educational Assistance Program (SLEAP), and State Work-Study Program

More Info»

Institutional Programs

Student Part-Time Employment, Institutional Short-Term Loans

More Info»

Scholarships

Institutional Scholarships, Academic Scholarships

More Info»

Student Loans

Student loans, unlike grants and work-study, are borrowed money that MUST be repaid, with interest, just like car loans and home mortgages. You cannot have these loans canceled because you didn't like the education you received, didn't get the job in your field of study, or you're having financial difficulty. Loans are legal obligations, so before you take out a student loan, think about the amount you'll have to repay over the years.

Important Loan Information

Your Federal Student Loans: Learn the Basics and Manage Your Debt can help you learn more about federal student loan programs and repayment options. www.studentaid.ed.gov/sa/repay-loans

Deadline to apply for loans:
Fall Semester - October 15
Spring Semester - March 1
Summer Semester - June 15

*��«��Ƶ does not offer PLUS loans.

Steps to Apply»

spitts@ntcc.edu Wed, 05/09/2018 - 1:47 pm

Financial Aid

What is a forbearance?

spitts@ntcc.edu — Tue, 05 May 2020 19:55:17 +0000

What is a forbearance? spitts@ntcc.edu Tue, 05/05/2020 - 2:55 pm

Forbearance is a temporary postponement of payments.

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Where can I get my complete summary of my loans?

spitts@ntcc.edu — Tue, 05 May 2020 19:54:39 +0000

Where can I get my complete summary of my loans? spitts@ntcc.edu Tue, 05/05/2020 - 2:54 pm

You can view your federal student loan and grant history online by logging into StudentAid.gov with your FSA ID. StudentAid.gov displays information from the National Student Loan Data System (NSLDS) , a database containing information about federal student aid received by students and parents

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What if I don’t make enough to pay my student loans off?

spitts@ntcc.edu — Tue, 05 May 2020 19:54:10 +0000

What if I don’t make enough to pay my student loans off? spitts@ntcc.edu Tue, 05/05/2020 - 2:54 pm

An income based repayment plan adjusts your monthly student loan payments based on your discretionary income and family size

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Do I have to repay my student loans?

spitts@ntcc.edu — Tue, 05 May 2020 19:53:19 +0000

Do I have to repay my student loans? spitts@ntcc.edu Tue, 05/05/2020 - 2:53 pm

For federal direct student loans, after you graduate, leave school, or drop below half-time enrollment, you have a six-month grace period before you must begin making payments.

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I want to go back to school, but am in default on my loans. What do I do?

spitts@ntcc.edu — Tue, 05 May 2020 19:52:31 +0000

I want to go back to school, but am in default on my loans. What do I do? spitts@ntcc.edu Tue, 05/05/2020 - 2:52 pm

The best way to get student loans out of default and go back to school is to begin making payments again. There are three ways to get your loan out of default: pay your loans in full, enter a loan rehabilitation program or consolidate your loans with a private lender.

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Can they take money out of my work paycheck?

spitts@ntcc.edu — Tue, 05 May 2020 19:49:56 +0000

Can they take money out of my work paycheck? spitts@ntcc.edu Tue, 05/05/2020 - 2:49 pm

Only if your studet loan is in default. When a loan is in defualt, the IRS can force your employer to garnish your wages and apply it to the outstanding balance.

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Can they take money out of my tax return?

spitts@ntcc.edu — Tue, 05 May 2020 19:49:04 +0000

Can they take money out of my tax return? spitts@ntcc.edu Tue, 05/05/2020 - 2:49 pm

Only if your studet loan is in default. When a loan is in defualt, the IRS can take your expected refund and apply it to the outstanding balance.

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What is a defaulted student loan?

spitts@ntcc.edu — Tue, 05 May 2020 19:48:23 +0000

What is a defaulted student loan? spitts@ntcc.edu Tue, 05/05/2020 - 2:48 pm

Student loan default means you did not make payments as outlined in your loan’s contract, also known as its promissory note.

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